Get a free second opinion on your coverage

Upload your current declarations pages and Misty Kelly will personally review them, then tell you in plain language what's working, what's missing and where you may be overpaying.

Send your coverage for review

First name*

Last name*

Email*

Phone*

Business name*

Type of organization(optional)

States you operate in

Optional

UtahNevadaArizonaCaliforniaColoradoIdahoTexasNew MexicoWashington

When does your current policy renew?(optional)

Current declarations (dec) pages

Upload the dec page for each policy you'd like reviewed. Full policies are welcome too.

Please do not upload patient records or medical information unless it is needed for a claim. Black out patient names and other identifying details (dates of birth, record numbers, diagnoses) before you upload. Files that look like they contain patient information are held for review.

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PDF, images, Word or Excel · up to 20 MB each

Encrypted and stored privately. Only our team can open your files.

Contracts or loss runs (optional)

Facility or payer contracts help us check your limits.

Drag files here or

PDF, images, Word or Excel · up to 20 MB each

Encrypted and stored privately. Only our team can open your files.

Anything specific you'd like us to look at?(optional)

Who referred you?(optional)

A client, your CPA, attorney or association.

I agree that Misty may contact me about this request by phone or email.

Company website (leave blank)

We'll never sell your information. See our privacy policy.

What we look for

Gaps between professional and general liability
Abuse & molestation and client-property exclusions
Limits that don't meet your facility, payer or staffing contracts
Negligent hiring and credentialing coverage (caregivers and placed workers)
Workers' comp class codes and experience mod issues
Missing cyber/HIPAA or EPLI protection
Overlapping or unnecessary coverage

What you get

A plain-language summary in a few business days, and a call if you'd like to walk through it. No cost, no pressure to switch.

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